Like other new farm endorsements, this exclusion, FL 10 15 Raw Milk Exclusion, applies to the Farm Liability Coverage form FL 00 20. It also can be attached to the Personal Liability Endorsement FL 04 12. In recent years, there has been growing interest in the consumption of raw milk. Proponents claim there are several health benefits, while the F.D.A. warns that raw milk contains various disease-causing pathogens. ISO developed this optional endorsement for those wishing to exclude coverage for injury due to raw milk consumption.
A. The following exclusion is added to:
1. Paragraph 2. Exclusions of Coverage H – Bodily Injury And Property Damage Liability, Coverage I – Personal And Advertising Injury Liability and Coverage J – Medical Payments under Section I – Coverages in the Farm Liability Coverage Form; and
Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.