FL 04 25 06 25 Care, Custody or Control of Livestock Analysis

ISO has created ten new optional endorsements that can be attached to the farm liability, property, umbrella, and excess liability forms. The forms are effective June 2025.

The FL 04 25, Care, Custody or Control of Livestock endorsement, was designed to attach to the FL 00 20 Farm Liability Coverage form and provide coverage for property damage to non-owned livestock that is in the insured’s care, custody, or control. An insured’s operations may include boarding or breeding services, and often those types of services include a contractual responsibility for the care and feeding of the animals while they are in the insured’s care. The FL 00 20 excludes damage to these animals, other than a minimum amount of additional coverage under damage to property of others with a limit of $1,000 per occurrence. The FL 04 25 includes a schedule for covering classes of livestock with corresponding limits, an optional per animal sublimit, optional coverage for suffocation, and optional transportation coverage.