The California Department of Insurance published a consumer alert providing information on the 2025 Los Angeles Wildfires Consolidated Debris Removal Program and how the program interacts with insurance policies.

The program was developed to expedite the removal of potentially hazardous debris and to help insureds who may have their policy limits exhausted by debris removal. In most scenarios, the program will result in no out-of-pocket costs to the insured above their insurance policy limit for debris removal. The program should also be more cost-effective for insurance companies compared to the costs of a private debris removal contractor.

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