Under the AAIS FO-6 Ed 1.0 form, our insured has $75,000 of coverage under Schedule of Farm Personal Property - Coverage F for Harvested & Unharvested Farm Products. Our insured has a business of raising, euthanizing, freezing and prepping minks for transport to a separate company where they are converted to pelts. The insured's property was vandalized and several hundred minks were released. He is claiming the minks are covered under the Harvested & Unharvested Farm Products. What is the definition of Farm Products for Coverage F ? Can minks be considered Farm Products? Under Coverage G, it is clear that animals other than "livestock" are not covered. Would there be coverage under the Harvested & Unharvested Farm Products?
Pennsylvania Subscriber