The California Insurance Commissioner published a bulletin declaring a moratorium on cancellations and nonrenewals of eligible residential property insurance policies following the Shelly and Bear fires. 

California Governor Gavin Newson declared a state of emergency on November 1, 2024, in Siskiyou and Sierra counties, following the fires. Per California Statutes, this gives the Insurance Commissioner the power to declare a moratorium on cancellations and nonrenewals of residential property insurance policies.

Residential property insurance policies include homeowners, condo unit owners, mobile homeowners, and residential renters policies. 

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