Client is securing a boom crane truck in PA. I need to know how to cover this properly. My understanding is as follows:
The BAP covers the truck and the permanently attached crane. When the crane is set up and operating, coverage for operations needs to be under General Liability.
The General Liability covers Bodily Injury and Property Damage. Does the General Liability also cover the property in the insured's care custody and control such as an air conditioning unit? Does the liability policy pick up coverage for crane overload causing damage to the Crane itself or do we need separate Inland Marine. If you could advise the best path forward so I make sure all bases are properly covered it would be appreciated.
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