Basic, Broad and Special Forms
Summary: The perils insured against in the dwelling property forms of Insurance Services Office parallel those found on basic form HO 00 01 (now withdrawn), broad form HO 00 02, and special form HO 00 03 of ISO's homeowners program. ISO has revised the dwelling forms effective July 1, 2014. This discussion explores the perils covered in the Dwelling forms. The discussion of the Dwelling Property Form – Coverages and Dwelling Property Forms – Exclusions and Endorsements are also available.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.