A Florida appellate court ruled that coverage for an alleged "business interruption" loss was a duplication of the coverage provided for lost profits. The case is P&G Trucking of Brandon, Inc. v. Riverland Hedging & Topping, Inc., 301 So. 3d 294 (Fla. Dist. Ct. App. 2020). 

Riverland Hedging & Topping, Inc. and Clear Zone Maintenance, Inc. (collectively, Riverland) were companies involved in the citrus business in Florida. One day, an employee of P&G Trucking of Brandon, Inc. was driving a company-owned truck when he struck and caused damage to a tractor owned by Clear Zone and a citrus topper owned by Riverland. 

Riverland sued P&G and the employee who had been driving the truck for negligence. The suit alleged total losses for both the tractor and the citrus topper as well as lost profits and other "inconvenience and administrative costs" related to the accident. The so-called "inconvenience and administrative costs" pertained to the time and money spent by the principal who managed Riverland and Clear Zone. The principal testified that, between the two companies, he had spent roughly 150 hours managing the aftermath of the accident, including items like travel time, clean up, and dealing with other matters particular to both companies.