The Alabama Department of Insurance published information on the Strengthen Alabama Homes (SAH) program, which has been effective since January 1, 2016, with parts of it amended on June 11, 2024, to be effective January 1, 2025.

The program provides grants of up to $10,000 to Alabama residents to strengthen their homes against wind damage, including high winds and wind-driven rain. The program's objective is to lower insurance rates in Alabama by mitigating as many homes as possible.  Homes with a FORTIFIED™ designation can receive substantial discounts on their homeowners policy premium. 

To be eligible, an applicant must be a homeowner in a county where grants are being approved. The home should be a single-family, owner-occupied dwelling and can't be a condo or mobile home. The home should be in good repair unless damaged by hurricane, other wind, or hail. The grants can be used in conjunction with repairs required as a result of damages from a hurricane, non-hurricane wind, or hail. Homeowners must be able to provide proof of an in-force policy providing wind insurance, and if the home is in a special flood hazard area, provide proof of an in-force flood policy.