The Texas Department of Insurance (TDI) published four bulletins providing guidance to insurers and policyholders following the landfall of Hurricane Beryl in Texas. The hurricane left over 2.2 million homes without power and caused an untold amount of damage to homes, businesses, and vehicles. 

Acting Governor Dan Patrick issued a disaster declaration following the impact of Hurricane Beryl. Tex. Gov't Code § 418.017 states the governor may use all available resources of the state and local governments to cope with a disaster. Insurers are expected to work with policyholders and allow certain graces as they deal with the aftermath of the hurricane. 

Bulletin B-0007-24 states that insurers should suspend policy vacancy provisions as long as necessary. Vacancy provisions restrict coverage in properties that have been vacant for a certain number of days. The suspension would not apply to policyholders who permanently moved from their home or business.