This article continues our analysis of the ISO HO 00 06 Unit-owners Form, designed for those living in condos or cooperative units. Here we look at the Section II Conditions and the Section I and II Conditions. All policies have conditions that dictate what happens after a loss and the duties of an insured, but also provide information on how the policy can be cancelled or nonrenewed, subrogation parameters, changes to policy terms and other information. The discussions of other parts of the policy can be found at the following links:
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Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.