My question in regards to the CA 99 48 Broadened Pollution form. So much of the content you see online says this form does not apply to loading and unloading of pollutants. My belief is it does. CA 99 48 specifically says part a. of the pollution exclusion found in the policy only applies to liability assumed by contract. So as long as the liability is not contractually related, the CA 99 48 would apply to a claim from the loading of unloading.

I have had carriers pay these claims under the CA 99 48, but a Florida County Risk manager is just relying on "google" searches. Wanting to confirm above thought process.

Florida Subscriber

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