I am working on a claim where the insured's cows got out of the enclosure and involved in MVA. The location where the insured kept the cows is not scheduled on the policy. I don't think it meets the definition of insured premises.

The insured leases the pasture from another person to keep his cows there in exchange for them keeping the grass down and the insured maintaining the fencing.

The policy has the below exclusionary language:

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