Designer sunglasses are becoming more and more popular and are valued in the thousands of dollars and typically have precious stones or diamonds. Are these sunglasses considered jewelry under Coverage C and subject to the sublimits for theft?

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You have an interesting question. When a policy doesn't define a term, courts turn to a standard desk reference. Merriam-Webster online defines jewelry as:ornamental pieces (such as rings, necklaces, earrings, and bracelets) that are made of materials which may or may not be precious (such as gold, silver, glass, and plastic), are often set with genuine or imitation gems, and are worn for personal adornment. Eyeglasses are defined as: a device used to correct defects of vision or to protect the eyes that consists typically of a pair of glass or plastic lenses and the frame by which they are held in place.