The Connecticut Insurance Department published a Consumer Notice warning drivers that they may be unknowingly sharing driving information that could affect their insurance rates. The Department warns that certain features such as GPS, emergency services connectivity, or using vehicle-related apps may result in a person's driving data being collected and sold to third parties, including insurance companies. 

When buying a new vehicle or downloading an app, the buyer may inadvertently opt-in to a data collection program. These programs track driving behavior, including speed, braking, and acceleration events. If an insurer acquires this data, it can be used to analyze risky driving behavior and affect the driver's insurance rates. The data could have a positive or negative effect on the insured's eligibility for coverage and on their premiums. Insurers are required by law to disclose the reasons for any loss of eligibility for coverage and increased premiums. 

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