An insured runs over a nail and has to replace the tire.

My interpretation, a collision claim. There is an exclusion under this Travelers NH policy for road damages to tires. Again, my interpretation is that exclusion would apply to damage to a tire caused by a pothole, etc.

Of course, if a collision occurred as a result of the tire damage I believe the damage to the tire WOULD be covered as part of the collision claim.

Continue Reading for Free

Register and gain access to:

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis