Four small insurers – Merastar Insurance Company, Unitrin Auto and Home Insurance Company, Unitrin Direct Property and Casualty Company and Kemper Independent Insurance Company – are discontinuing their home insurance program in California, and will not write or renew homeowners and rental policies in the state beginning in 2024, reports the San Francisco Chronicle.

These companies are all owned by the same parent company, Kemper Corporation, and filed their intent to withdraw with the California Department of Insurance. In these filings, the companies explained they will provide nonrenewal notices to policyholders on a rolling basis as their policies naturally expire, beginning with policies set to end March 1, 2024.

In letters filed with the withdrawal for each company, Kemper Corporation General Counsel, P&C, Christopher T. Longeway wrote that the companies intend to continue servicing current policies and processing claims for covered losses up to the date of non-renewal.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Brittney Meredith-Miller

Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].

More from this author ⟶