TW: sexual assault

The Third Circuit has granted an insurer's appeal that the company does not have to indemnify a school bus company and school district after finding that a sexual assault that occurred on a school bus was not the result of the bus's use as a vehicle. The case is National Liability & Fire Ins. Co. v. Brimar Transit, Inc., 2023 U.S. App. LEXIS 25158 (3rd Cir. 2023). Please note that this case is unpublished and therefore has limited precedential value. 

Brimar Transit provided transportation services for the Pittsburgh Public School District (the District). Brimar and the District collaborated to create a specific plan to keep K.M., a female student with special needs, physically distant from a male student, also with special needs, who had sexually assaulted K.M. multiple times. K.M.'s regular bus driver enforced this plan, as did the first substitute driver who filled in while the regular driver was on leave. 

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis