The Insurance Commissioner of Louisiana, James J. Donelon, published a Directive aimed toward all property & casualty insurers and producers operating in Louisiana that they have an obligation to advise policyholders eligible for the Louisiana Citizens Property Insurance Corporation (Citizens) policy take-out program of their eligibility prior to rejection of the offer. 

Citizens is a FAIR plan and helps property owners who are unable to get insurance from the voluntary market. The commissioner opines that getting policyholders out of Citizens is vital to the state's economic recovery. Citizens developed a process to depopulate policies, and started that process, in 2008. Private insurance companies are encouraged to assume policies that are approved for depopulation. 

In a prior round of the take-out program, around 21,000 policies were approved by Citizens for take-out but only 5,000 of those offers were authorized for removal by the producers for those policies. In the ongoing round of depopulation, over 19,000 policies have been identified as candidates for the take-out program, but the majority have not been accepted by producers.