The policy does not contain a specific Hail deductible. The "Comprehensive" or "Other Than Collision" deductible is $500. My question is, does it apply to hail or to any peril other than theft, mischief or vandalism? Said differently, when the Garage policyholder elects Comprehensive coverage v. specified cause of loss coverage, what perils are subject to the deductible?

The "Garage Hail Deductible Question pdf contains portions of the specimen declarations page for a Garage policy. Page 1 of 2 indicates Physical Damage coverage is written on a "Comprehensive" basis. Page 2 of 2 shows the limits, deductible and maximum deductible for locations 1 and 2. The deductible language is to the right of the limits information.

Following is language from page 14 of 22 of the Garage Coverage Form, AA102, discussing application of the physical damage deductible: