We have an AAIS FO-6 policy. If lightning damages a tree, causing electrical damages and well pump damages is there coverage under the AAIS FO-6 policy? At one point in the policy it states it does not cover well pumps, but is there an exception since it was from lightning?

Pennsylvania Subscriber

While lightning is listed as a covered peril, the coverage section includes this phrase: "…unless the loss is excluded under the General Exclusions:"

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