I was recently contacted by an insured who experienced a substantial fire to their party rental business. They do not own the building and the coverage that they have in force is a Commercial General Liability policy from State National Insurance Company, Inc. The policy forms reference ISO Properties, Inc., 2007.

On the declaration page, the only coverage type with a premium component next to it is Commercial General Liability Part.

The endorsement IL 00 03 09 08 for the calculation of the premium has a list of coverages that are modified by this endorsement. One of the coverages listed is Commercial Property Coverage Part.

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