Summary: Coin and stamp collections pose the question of whether this type of property is subject to the special limitations contained in the homeowners policy for money and stamps. The issue is not specifically addressed in current forms, leaving the question open to insurance company policy or court decisions in a particular jurisdiction. Varying approaches to policy drafting have attempted to settle the issue, but the most current homeowners language leaves the matter unresolved. Arguments both for and against including such collections in the policy's special limits on money and stamps may be made.

Topics covered:

Dispute over applicability of special limits