America struggles with gun violence throughout the country; there are several mass shootings a year, millions of guns are in private ownership, and there are many accidental deaths as a result. Many people firmly believe in the right to carry a weapon, and many states have laws permitting owners to conceal and carry, or even openly carry, their weapon. 

The U.S. Supreme Court's decision in N.Y. State Rifle & Pistol Association v. Bruen, 142 S. Ct. 2111 (2022) (Bruen) declared unconstitutional a New York law that only permitted public carry licenses when an applicant demonstrated a special need for self-defense. States with similar laws either on the books or in the works have seen legislators pulling together amendments or completely rewriting bills to stay abreast of the Bruen decision. 

A bill was recently introduced to the New Jersey legislature that would compel state residents wishing to carry a gun in public not only to undergo rigorous safety training, but also to purchase a separate liability policy. New Jersey has long been known for its strict gun laws, which may be part of the reason it was among the top three states with the fewest gun-related deaths in 2020; the other two were Hawaii and Massachusetts.