On June 7, 2022, a Missouri Court of Appeals affirmed a $5.2 million judgment award in favor of a woman who contracted a sexually-transmitted infection after having sexual intercourse with a man who owned a car insured by GEICO. The decision made national news, with some of the headlines conflating the holding with a determination that GEICO must pay the woman $5.2 million.  A holding that an automobile insurance policy covers damages arising from sexual activity should understandably concern insurers and create unforeseen exposure, but despite misleading headlines, that is not what a court has ruled, . . . at least not yet.