Summary:  With a proposed effective date of 9/1/22, ISO is filing endorsement amendments to address abuse or molestation liability exposures under the general liability and umbrella product lines. This is Part II of a series of discussing the general liability endorsements, which includes an analysis of endorsement CG 04 15 09 22 Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage. Part I identified the endorsements to be withdrawn, listed the new optional endorsements being added, and provided an analysis of endorsement CG 04 14 09 22 Sexual Abuse or Sexual Molestation Liability Coverage. The remaining optional endorsements will be analyzed in subsequent parts of this series.

Analyses of the remaining endorsements can be found here:

General Liability Abuse or Molestation Liability Endorsement Amendments – Part I

• Contract analysis of CGL sexual abuse or sexual molestation endorsements, describing the background of the endorsements and providing an analysis of CG 04 14 Sexual Abuse or Sexual Molestation Liability Coverage, and the exclusion endorsements CG 40 28 and CG 40 29.

General Liability Abuse or Molestation Liability Endorsement Amendments – Part III

• Contract Analysis of CG 04 16 09 22 Sexual Abuse or Sexual Molestation Liability Coverage (Claims-Made)

General Liability Abuse or Molestation Liability Endorsement Amendments – Part IV

• Contract Analysis of CG 04 17 09 22 Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage (Claims-Made)

Topics Covered: