Summary:  With a proposed effective date of 9/1/22, ISO is filing endorsement amendments to address abuse or molestation liability exposures under the general liability and umbrella product lines. This is Part I of a series of articles discussing the general liability endorsements, which includes an analysis of the exclusion endorsements, a list of new optional endorsements, and an analysis of the optional coverage endorsement CG 04 14 09 22 Sexual Abuse or Sexual Molestation Liability Coverage.

Analyses of the remaining endorsements can be found here:

General Liability Abuse or Molestation Liability Endorsement Amendments – Part II

• Contract Analysis of CG 04 15 09 22 Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage

General Liability Abuse or Molestation Liability Endorsement Amendments – Part III

• Contract Analysis of CG 04 16 09 22 Sexual Abuse or Sexual Molestation Liability Coverage (Claims-Made)

General Liability Abuse or Molestation Liability Endorsement Amendments – Part IV

• Contract Analysis of CG 04 17 09 22 Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage (Claims-Made)
• Contract Analysis of CG 27 55 09 22 Supplemental Extended Reporting Period Endorsement for Sexual Abuse or Sexual Molestation Liability Coverage

Topics Covered: