Can I have access to an explanation regarding an understanding of Section C Limitations 1.c.(1) of  CP 10 30 09 17? A desk adjuster is stating that the water from Hurricane Ida that entered through a window is not covered. I believe it is based on the fact an opening was obviously created from the positive and negative wind pressure affecting the home. This opening was caused by the wind from the hurricane. The seal between the window and wall was affected. It damaged the window's effectiveness, but did not break a pane resulting in damage to the interior of the property. Please give me some guidance.

Louisiana Subscriber

The limitations are a series of exclusions that apply to the policy. In your case, you're dealing with damage from a hurricane. There is no exclusion in the list for hurricanes, but there is an exclusion for wind driven rain. Having said that, coverage does exist when there has been damage to the building from a covered cause of loss to roofs or walls that allows rain, snow etc to enter into the building and damage property.