The situation is a detached garage (Morton building with a slab) that was damaged by an interior fire. Homeowners policy, HW-2132. There is a car lift in the building, similar to the one in this link: XPR-12CL Two-Post Lift – Clearfloor 2-Post Lift – BendPak.

It is not a business, and the lift is used only for personal use by the homeowner. The lift is bolted down to the slab. Is this definitively considered part of the Other Structures or could it be considered contents?

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