We insure an attorney's firm under a BP 00 03 Coverage Form, 01 06 edition. This attorney has 3 different locations, in 3 different cities listed under this coverage form.  There is BPP listed for each location. The insured premises in in City C was completely destroyed by a recent tornado. The other locations in City A and City B, were not affected by the recent storm.

In reviewing the Declarations related to this loss, the insured location in City A lists the IH 00 75 Computer Systems Form, 09 09 edition under that location. An amount of coverage of $5,000 of software components is a listed coverage under that endorsement.

Members of our management team are split as to if the coverage of the IH 00 75 in City A, can be applied for the location in City C.  Some contend that the coverage is listed under the property in City A, so therefore, it applies to the software components related to the City A location. Others contend that the wording of the IH 00 75 form does not appear to limit its coverage to one singular location, nor specify one location. Since this form is attached to this policy, and this policy covers 3 different locations, that endorsement can apply to all 3 locations.