Would there be coverage under the GL policy, CGL form CGT1000219 for any portion of the damages as described on the attached information sheet. Please let me know what additional info you might need to assess this coverage issue.

Description of Loss:

  • Insured was doing work for a customer who contracted the insured to replace 48 volt battery stings, the batteries are kept charged by rectifiers.
  • The insured was putting new batteries in to replace the old batteries.
  • The insured installer, strapped the batteries and reconnected the leads backwards and it tripped the breaker and damaged all the rectifiers.
  • They had to replace 6 rectifiers which were $400 each. 
  • The rectifiers were damaged, that was the only damage.
  • The insured replaced the 6 rectifiers.
  • The insured did not get paid for the job as a result of the breaker tripping and damaging the rectifiers.
  • There is labor for the job and labor to reinstall the rectifiers.

Exclusions:

I. Damage To Your Work

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