For almost two years COVID-19 has disrupted the workplace and posed dilemmas for employers and employees alike. For employers, tough decisions entail potential liabilities to employees and others.  Claims already have materialized and may persist for some time.

A sometimes overlooked form of coverage, Employment Practices Liability Insurance, or "EPLI," may prove to be an invaluable resource for employers.  

A typical EPLI policy will insure against wrongful employment practices.  Such practices, while perhaps well-planned and well-intended, can lead to allegations of discrimination, sexual and workplace harassment, wrongful termination or retaliation.  Sometimes the lack of a formal practice or procedure can lead to claims based on alleged failure to create adequate workplace or employment policies and procedures.  EPLI policies can respond to all of these types of allegations.