Summary: In July, 2017, ISO introduced its first cyber coverage forms. With the introduction of the cyber product, the ISO E-Commerce Program was renamed to the ISO Cyber Program. However, as with most new programs, ISO received a vast amount of input on the program, generating the need to make substantial changes and enhancements. Because the changes are so substantial, and with new formatting changes making the forms easier to read, ISO is introducing an entirely new Commercial Cyber Insurance Policy form (CCI), CY 00 02 11 21, and a new Information Security Protection (ISP) Cyber Policy form, CY 00 03 11 21. These forms will replace the current forms CY 00 01, CY 00 03, and CY 00 10. 

Naturally, the program applications, Declarations and endorsements will be revised to follow the new forms. The anticipated effective date of these changes is 11/1/2021.

Because this revision is a total replacement of the product, this analysis will address the new policy, highlighting prominent changes over the current form, which will be withdrawn as the new form receives approval.