I have a question regarding vandalism and water damage on a State Farm policy.

If an ex-tenant intentionally turned on the water in the kitchen and just let it flood the home for a week, would the 14-day constant or repeated seepage exclusion not apply since the proximate cause is vandalism?

Also, if the home was vacant for 60 days or more, would that vacancy exclusion also apply to water damage when the proximate cause is vandalism?

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