CW: Sexual Content

The U.S. District Court for the District of Kansas has decided in a case in which a Missouri woman sued Geico claiming that she contracted a sexually transmitted disease from the insured after the two had sex inside a car covered by the insurer. The case is Geico Gen. Ins. Co. v. M.O.

According to case filings, the unnamed parties, M.B., the insured, and M.O. the defendant, began having a relationship in late 2017. That relationship included participating in consensual sexual activities in M.B.'s 2014 Hyundai Genesis. M.O. alleges that M.B. was previously diagnosed with anogenital human papillomavirus (HPV), a highly contagious sexually transmitted disease, but he failed to tell M.B. about the diagnosis and did not take measures to prevent transferring the virus to M.O. At a regularly scheduled gynecological exam in November 2018, M.O was diagnosed with HPV, and she later learned she contracted the virus from M.B.