While the Washington Insurance Department has received a lot of attention over the past several months because of Commissioner Kreidler's position and orders on credit scoring, Washington is not the only state to take the same stance.

The Maryland Insurance Administration issued a bulletin yesterday reminding all P&C insurers that the use of credit scores when underwriting or rating homeowners or auto insurance is prohibited by state statute.

For homeowners policies, the use of credit is prohibited as a rating factor as is mortgage-related information and the insured's premium payment history, even if the payment history is in the insurer's records.