Our insured rents a house to a family. The family complains about bed bugs and makes claims for the mental and bodily injury caused by the bed bugs. Is the infestation considered an accident and BI as defined by the policy? I have attached a copy of the liability endorsement.
Arkansas Subscriber
The policy form you attached (AAIS GL-600) defines bodily injury as bodily harm, sickness or disease sustained by a person and includes required care and loss of services. Bodily injury includes death that results from bodily harm, sickness or disease.
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