On June 2, Nevada Governor Steve Sisolak signed Nevada Senate Bill 103 into law. The new law will soon prohibit insurers from charging higher premiums or denying coverage based solely on a dog's breed.
According to the language of the bill, SB 103 will officially prohibit an insurer from "refusing to issue, canceling, refusing to renew or increasing the premium or rate for certain policies of insurance on the sole basis of the specific breed or mixture of breeds of a dog."
Proponents of the bill argue that studies have found that breed is not a factor in dog bites, but despite this, many insurance companies would still use breed as a factor for policies and determining premium rates. Prior to this law, if a homeowner acquired a dog of a certain breed, the homeowners insurance could cancel your coverage. Proponents of the bill also noted that regulation by breed has historically been ineffective and unfairly punitive to responsible dog owners.
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