This question came to us in two parts: 

Part 1: I just received a message from our Texas group that a lady in Texas whose power was out (And there was literally no place else to go) had run out of dry firewood and so used the easiest pieces of wood to remove that would fit into the fireplace. She burned her cabinet doors. Would there perhaps be coverage under "Additional Living Expenses"? If so, would the damage to the kitchen be limited to the ALE limit?

Part 2: The lady's home was completely flooded from burst water pipes. So, there is a covered loss that would require additional living expenses to be paid. However, all of the hotels were either also without power or full.