Our insured has a motor carrier policy and a CGL policy for their trucking business in PA. A moving company was in the process of moving a customers belongings in a trailer when the trailer was damaged in route. The moving company brought their trailer to our insured to repair and while the insured was welding the trailer it caught on fire damaging the trailer and personal belongings of the moving company in the trailer.

We are wondering whether this would fall under the CGL or possibly the auto or if this may be a property loss for damage to property of others in your care. Would the care, custody, control exclusions apply to the trailer? To the personal belongings?

Pennsylvania Subscriber