I have 2 auto policies providing liability coverage; the Other Insurance clause suggests one policy is primary over the other. The driver of CIC auto, was not the owner but had permissive use to operate CIC auto and causes an accident. Driver has her own personal auto policy. I need to determine if the driver's policy is excess or if one cancels out the other? Can you locate any favorable cases for the driver, either way?

Illinois Subscriber

This really relies on the policy language between the two policies. The liability other insurance section of the ISO form is as follows:

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