The form then provides exceptions to exclusions under five policy sections; liability, med pay, uninsured motorists, coverage for damage to your auto, and underinsured motorists. Coverage is the same under all sections. The form adds an exception to the exclusion for liability arising out of the use of a vehicle as a public or livery conveyance, including being logged into a "transportation network platform" as a driver, whether or not there is a passenger in the vehicle. The endorsement states that this exclusion does not apply when a vehicle is being used to deliver food or other goods due to the closure of on-site restaurant or food store services under order of civil or governmental authority in efforts to avoid infection or spread of a Coronavirus, even if the order is undertaken based on suspicion of a risk of such contagion. This exception does not apply if an insured is logged into a "delivery network platform" as a driver to provide "delivery services", whether or not the goods to be delivered are in the vehicle. For example, an insured who works for Grub Hub delivering food to people would not be covered since that is using a "delivery network platform". That would be excluded. This is for people who do not normally deliver food, but because of the civil authority orders, may now be delivering because they work at a restaurant or other business that is now delivering food because of the changes related to the order. Many restaurants are currently delivering in order to try to stay in business since many states have stay at home orders. Coverage provided by this form is excess over any other collectible insurance. Coverage ends when the civil authority ends or the closure of restaurants and other food store services ceases in whole or part.