We are looking for your thoughts on the definition of building. We have AAIS policy premises Burglary and Robbery coverage (see attached). Our insured's outside generator was stolen while enclosed in a chain link fence. The lock was cut and the generator stolen. Under property covered: We cover your business personal property, except as limited below, for loss caused by the perils covered while in a BUILDING describe on the declarations. We are looking for your thoughts and comments.

Guam Subscriber

A building and a structure are two different things. When a policy does not define a term, courts will turn to a standard desk reference and the common meaning of the word. Merriam Webster online defines building as: a usually roofed and walled structure built for permanent use (as for a dwelling). A structure is defined as: