The Nebraska Supreme Court has determined that rape convictions that were wrongfully obtained by a county's cold case investigation team triggered the insurer's "personal injury" coverage notwithstanding a policy exclusion for professional services. The case is Gage Cty. v. Emplrs Mut. Cas. Co., 304 Neb. 926 (2020).

Helen Wilson was raped and murdered in Beatrice, Nebraska, on February 5, 1985. Months were spent investigating the heinous crime before the case became cold. In 1989, several members of the Gage County Sheriff's office reopened the case.

After the initial investigation, the Gage County Attorney charged six individuals with crimes related to Wilson's tragic death. Those individuals became known collectively as the Beatrice Six. Four of the six agreed to plead guilty and testify against the remaining two, Joseph White and Thomas Winslow. A jury convicted White of Wilson's murder, and Winslow entered a no contest plea. Nearly two decades later, after the Six had collectively served over seventy years in prison, the Beatrice Six were exonerated when DNA evidence showed that none of them were present at the crime scene. In 2009, the Nebraska Board of Pardons granted pardons to each member of the Beatrice Six.

Continue Reading for Free

Register and gain access to:

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis