We are using: ISO BOP Coverage form: BP 00 03 07 13.

Loss scenario 1: A policy declarations has 3 buildings listed on one address. The declarations displays the 3 individual building values and under each building value is listed a deductible amount. A fire starts in the first building, causing damage, but also causes damage to the second building. Will one deductible apply or will a separate deductible apply to each building?

Loss scenario 2: A policy declarations has 2 locations with one building at each location. The declarations displays the 2 addresses, along with the applicable building value and deductible at each location. A covered cause of loss causes damage to both locations at the same time.