Grange Insurance has introduced home cyber protection coverage in a stated effort to provide consumers with expanded protection against cybercrime threats that continue to rise along with the usage and number of smart devices.

“The rapid growth in connected home technology and smart devices is creating the increased need to protect data, systems, and software from computer attacks,” said John North, president of the company's personal lines operations. “Our new home cyber protection coverage provides consumers with financial protection in many cases of cybercrime and provides access to experts who can help them fix the damage done. Our aim is to give people peace of mind as they go about their day-to-day online activities.”

Traditionally, Grange has provided coverage that helps restore a customer's identity after an illegal breach. Grange said that its new home cyber protection goes beyond that by providing coverage and assistance in a combination of areas, including:

- Computer attack: removes malware and reprograms computers, tablets, Wi-Fi routers, and other internet access points

- Home systems attack: restores devices connected to the internet, including smart phones, thermostats, smart appliances, and security and monitoring systems

- Cyber extortion: provides professional assistance on how to respond to a ransomware attack and makes payment of ransom when approved

- Online fraud: assists in losses due to phishing schemes, illegal bank and credit card transfers, forgery, counterfeit currency, and other deceptions

- Data breach: includes forensic IT and legal reviews, as well as notification and recovery services when private nonbusiness data entrusted to an individual is lost, stolen, or published

“Our research suggests that too often people don't know what to do about cybercrime or where to go for help. Nearly one in five consumers believe that doing more to protect themselves is too much of a hassle,” said Mr. North. “With this expanded coverage, we hope to let consumers know we are here to help and that it can be a simple process.”

“Homes on average have six devices that access the internet, and a majority of people intend to add more devices in the future,” Mr. North added. “As the potential for cybercrime increases, we encourage people to explore their options and invest in their own protection.”