Includes copyrighted material of Insurance Services Office, Inc., with its permission.

 February 9, 2015

 After a home and car, for many people jewelry is the next most valuable item they own. As jewelry and furs are personal property they are covered on a named perils basis, but they are susceptible to many unnamed perils that are more likely to occur due to the nature of the items. This is where the inland marine forms come in. They provide broader coverage and scheduled limits of coverage. The ISO form PM 00 11 is specifically developed to provide coverage for jewelry and furs.