Our personal auto insured was recently involved in an accident. While sitting still in a parking lot, he was hit in the rear by a truck. He got out of his car to check the damage. He became dizzy and fainted while talking to the truck driver, and struck his head on the ground. His wife took him to the closest emergency room.
His personal auto insurer is denying payment for the emergency room expenses. They contend that there is not enough proximity between the accident and his injuries. He's never suffered dizziness or seizures previously. We believe that it was being struck by the truck that brought on his fainting and, thus, the ER expenses should be covered.
This premium content is locked for FC&S Coverage Interpretation Subscribers
Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.
- Quality content from industry experts with over 60 years insurance experience, combined
- Customizable alerts of changes in relevant policies and trends
- Search and navigate Q&As to find answers to your specific questions
- Filter by article, discussion, analysis and more to find the exact information you’re looking for
- Continually updated to bring you the latest reports, trending topics, and coverage analysis
Already have an account? Sign In Now
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected]