August 16, 2017
There are multiple providers of car-sharing transportation; while many of their requirements are similar, there are differences among them. The following chart provides information on three of the most popular and well-known car-sharing providers. In car-sharing there are requirements for both owners and drivers. For companies that operate in multiple countries, unless specified otherwise, details stated are for rentals in the U.S.
CAR-SHARING PROVISIONS | |||
Provisions | Turo (formerly RelayRides) | Getaround | JustShareIt |
Drivers | |||
Age of Driver | 21 but car owner may impose other age limits. 25 if renting in U.S. or Canada with a non U.S or Canada driver's license. | 19; 25 if driving a Tesla or other specialty vehicle | 19; if renting luxury/specialty class, must be 25; |
Driving Record | Not specified. | Review driving records, credit bureau, Facebook, 16 other sources; No major violations alcohol/drug incidents in past 3/7 years; under 21 must have clean driving record-no accidents/violations in past 3 years. | Driving record reviewed; No more than 2 violations or accidents combined in past 3 years; No major violations or alcohol/drug incidents in past 3 or 7 years; Under 21 must have clean driving record in past 3 years. |
Have License | Yes; if under 25, must have 2 years current driving history. | Must be licensed for at least 2 years. | Must have valid license for at least 2 years. |
Contact | Have mobile phone in your own name. | Not indicated. | Must provide phone number, zip, and email. |
Registration | Must be registered user. | Not indicated. | Must be registered user. |
Liability Insurance | $1 million csl on secondary basis; PIP & UM/UIM minimum limits. | When you rent you get comprehensive, collision, and liability insurance. Policy carries $750 damage fee per incident. $2500 damage fee per incident if driving a specialty or classic vehicle. | Must have own insurance unless in California, Virginia, Texas, Oregon, Illinois; Cover up to rental liability limits carried by owner of vehicle or csl of 3 times state minimum, whichever is greater; Provides maximum of $1,000,000 csl liability for renter, 3rd party liability for passengers and others, 3rd party damage from accidents; UM/UIM 30/60 in CA, OR, TX, VA; in IL 25/50; minimum PIP in OR, TX; TX PIP $2500; OR PIP includes $15,000 medical/hospital; $3,000 income continuation; $30/day loss of service; $5,000 funeral; $25/day child care; Med pay $1,000 secondary to health insurance. |
Physical Damage Insurance | Three levels. Premium: $500 deductible; Basic: $2500 deductible; Premium and basic levels are secondary to any existing coverage; Decline: renter assumes all liability. Violation of terms of services makes renter fully liable for damages; Does not cover internal or mechanical damage caused by renter. | Primary liability, collision, damage, theft, UM; rates vary by state you are renting in. 24-hour roadside assistance. Damage fees above apply. | Renter is liable for any physical damage, required to pay deductible fee of $2500, $5000 for exotic/classic cars. If renter violated terms of service, held responsible for full amount of the claim; Lower deductible may be purchased. |
Owners | |||
Vehicle | Model year 2005 or newer, fewer than 130,000 miles and fair market value up to $75,000 Canada or 150,000 U.S. The Tesla S and Tesla X are also accepted. Specialty and classic cars that fall outside of these requirements are also accepted. | Newer than 2003 with fewer than 125,000 miles; must cease renting when mileage exceeds 125,000; Well maintained; Actual cash value no limit but over 75,000 considered specialty vehicle; 10 or less seats; Private passenger vehicle with at least 4 wheels; photos of all 4 sides must be uploaded to website. No salvage vehicles. No vehicles modified in way that would be liability issue. | Requirements for standard insurance policy: Model 1995, fewer than 150,000 miles, ACV less than $75,000 unless written approval by JustShareIt; Well maintained with proof of last major service and regular service; Less than 300 horsepower, 8 or less seats, photos uploaded to JustShareIt; Private passenger vehicle with at least 4 wheels , no performance alterations. Must install RideLock unless: car between 1995-2003 model, or more than 90,000 miles or you have an existing device like OnStar or loJack. May still install RideLock if desired. |
Vehicles Inspected | Not indicated. | Not indicated. | Upload photos to confirm no prior damage. If RideLink is not installed, may be ad hoc checks. RideLink is exclusive technology that provides keyless entry, gps and accelerometer, geo-fencing, which allows owner to set a boundary; can immobilize vehicle if it is reported stolen. If RideLink installed they will remotely test features like doorlock, tracking, etc. |
Who Sets Price | Car owner. Automatic pricing is enabled when owner signs up. If owner turns this off owner may set own price. | Car owner. | Car owner. |
Extras |
| GPS tracking, tamper detection, engine lock; Cars can be accessed via phone. |
|
Ratings | Renters review vehicles; owners review renters. | Renters reviewed. | Not indicated. |
Insurance Provided | $1 million liability. $125,000 physical damage. Deductibles and other options depend on package chosen. Owner may choose to provide own insurance instead. | $1 million primary insurance. Liability, collision, property damage, uninsured motorists provided during rentals. Provides printed insurance card to owner to place in car | In California, Virginia, Texas, Oregon, Illinois-provides primary liability, collision, damage, comprehensive, theft; Applies for duration of rental from start to end; Comp and collision up to acv of the vehicle; maximum of $149,999.99; Owner must carry state minimum liability limits |
Area | All 50 states in U.S., also Canada, and UK | San Francisco, Portland, Chicago Berkeley, Oakland, DC | Los Angeles, New York, San Francisco, San Diego, Chicago, Miami, Portland |
Percentage Taken by Company | Depends on insurance package. If you provide your own insurance Turo takes 10%. If you use Turo insurance Turo takes 15-35% depending on what options you choose. | 40% | 30% from owner, 10% from renter. |
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