Coverage is provided under CP 00 10 04/02, special cause of loss form. There are 36 premises on the policy, all providing business income only coverage with extra expense coverage. BI/EE coverage with rents Form is CP 00 30 04 02 .Applicable deductible, per the Property Declarations page is $1,000. 

Insured has a covered loss to which we have applied the $1,000 deductible. However, the agent is contesting application of the deductible stating only the 72 hour waiting period should apply as a deduction. The BI/EE form does not mention a deductible, though the CP 00 10 04 02, does and the $1,000 deductible is spelled out on the Property Declarations page. Your thoughts?

Virginia Subscriber